As much of the world remains in the grips of the first wave of the COVID-19 pandemic, we all continue to focus on containing and controlling the coronavirus. The catastrophic direct impact on mortality and morbidity must be brought to an end. Furthermore, as we learn more about the pandemic, we are now beginning to realize that there are emerging indirect and long-term consequences. In this short presentation, Dr. Daniel Zimmerman, Chief Medical Director at Reinsurance Group of America, Global Medical, will take an in depth look, with a different lens, at these consequences and discuss them in the public health and insurance contexts.